SES Health Insurance


Do not take any risks at issue concerning your health!

If it is about your health, do not leave it up to chance. Guarantee yourself and your close ones with SES Health Insurance.

Multi-Option Health Insurance (SES Health Insurance) unlike similar health insurances in the sector, is an insurance that can offer limitless options suitable to you needs and budgets with coverage limits and coverage scopes it contains. In all circumstances you may need the security of health insurance SES Health Insurance will be your guarantee.

Everyone between the ages of 0 and 65 can benefit from SES Health Insurance.

Renewal Guarantee is Important!

Bu looking at the assessment of your policy at the end of the 2nd year, you have "Demir Hayat Renewal Guarantee" and at the end of the 5th year you have "Life-long Renewal Guarantee".

Inpatient and Outpatient Treatments have no limits with the guarantee of Demir Hayat!

SES Health Insurance consists of three main sections which are inpatient treatment, outpatient treatment then pregnancy and birth coverages.

The costs of examinations conducted by your doctors at hospitals, healthcare institutions and clinics and private clinics, prescribed medicine, required laboratory tests, analyses-radioscopy, ultrasonography, MR, tomography, EKG and physiotherapy are paid from the coverage of outpatient treatment insurance.

On the other side, all kinds of treatment costs for outpatient treatments that may or may not require any surgical operation are covered within the scope of outpatient treatment without any limits by your SES health insurance.

Limitless Birth Coverage with Additional Premium!

Pregnancy, birth and all kinds of complications resulted by these are paid within the scope of pregnancy and birth coverage being assessed along the lines of the limits and payment rate you defined in your policy within the frame of general and specific conditions. Your birth coverage is also offered as limitless with additional premiums.

Do not miss out on exclusive advantages for you!

  • We also cover your labour loss in your inpatient treatments. For the days during which you are not able to work due to sickness, a compensation is paid per day in case only Social Security Institution is used.

  • 100% coverage for check-up, dental coverage, dietician and smoking cessation treatment without share.

  • PSA and mammography for our policy holders above 40 years old.
  • Outpatient treatment coverage in abroad up to 2,500 TL.
  • Special discount on family policy.
  • You can benefit from no-claim bonus according to the rate of your loss/premium in outpatient treatments. Besides, using inpatient treatment coverage will not affect the loss/premium rate.
  • Our policy holders who have inpatient treatment coverage can benefit from very special discounts for outpatient treatments in our contracted institutions.
  • If you are a wage earner or declaration based tax payer, you can deduct your premiums from your tax assessment according to Income Tax Law.
  • Exclusive discounts are made for policy holders residing outside Istanbul.
  • In vital emergencies where road access is not possible, you are under guarantee with air ambulance for 24/7 and 365 days.
  • Within the scope of your policy, you can receive medical consultancy 24/7 for 365 days.
  • Even if your policy does not have any outpatient treatment coverage in cases of emergency such as traffic accident, food poisoning, drowning in water and so forth your treatment is considered within the scope of inpatient treatment and covered in 100%.

SES Insurance Plan and Assurance Table

Name of the Plan Inpatient Share Coverage Share
Plan A Limitless %100 Limitless %80
Plan A2 Limitless %100 Limitless %100
Plan A3 Limitless %100 None None
Plan B Limitless %100 Sub-refracting %80

Click here for General Conditions.

We wish you healthy days.